personal insurance 101

AXA’s straightforward guide to personal insurance

The kind of insurance that most people know about is designed to protect property - from your home to your car to all kinds of valuables. We all know that it’s a smart idea to take out travel insurance when we go on holiday too. We can even get insurance for pets to take care of vet bills.

Personal Insurance is simply insurance that’s specifically designed to help protect your income and your family’s financial security. Personal Insurance could be the most important insurance of all - in the event of illness or injury income from work can stop. In the event of your death, you will want those important to you to be taken care of.

Once your application is accepted, you simply pay a regular premium, and if something you are insured against happens that impacts on your ability to earn a living, your insurance kicks in, and helps keep everything going.  It’s that simple.

Like all insurance, hopefully you'll never need to call on it, but having it gives you peace of mind, from day one.  Some people might say that their savings, investments or assets like their home can act as ‘financial protection’. However savings and investments may be difficult to access quickly, and they may be designed for your future, not for today’s emergencies.

Nobody would want themselves or their family to be forced to sell valuable assets to cope, at a potentially already stressful time - it can cause disruption and insecurity at a time when financial and emotional support is needed most.

It’s important to get the best possible cover for you

Everybody is different, and when it comes to financial protection, everyone has very different requirements. We work with you to develop the best possible portfolio of life, trauma, disablement and income protection options, we even have specially designed protection if you work in farming.

Making a claim made easy

If you need to make a claim our friendly claims department makes it easy - with a personal service to help you through process while making sure that everything is done ‘fast and fair’.

More information on Claims.

Next steps

Now take a look at our Financial Protection products, and make sure you contact one of our Advisers or call or Customer Service Team to help you put together the right package for you.

ASK AXA

For information or advice on any of AXA’s insurance products just get in touch - we’ll get right back to you, or simply call our customer service team on 0800 ASK AXA (0800 275 292).